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Smart Money Moves: Financial Tips for Building Your Vacation Fund

An escapade to an exotic getaway or a relaxing vacation provides an opportunity for rejuvenation. However, these leisure vacations often come with a price tag. Establishing a vacation fund is crucial to enjoying your holiday without financial strain. Here are some practical tips to help you build your vacation fund effectively. 1. Establish a budget.Before …

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Critical IRS Update: Understanding 2025 Revenue Proposals & The Impact on Estate Planning and Inheritance

The IRS regularly introduces modifications to tax laws, and understanding them and their potential aftermath is crucial. One of the significant IRS proposals for 2025 may impact estate planning, those who inherit, and the amount of taxes to be paid. The IRS’s 2025 revenue proposals include raising the top income tax rate, taxing capital gains …

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The Extended Impact: Why Recessions Aren’t Just About Economic Growth

Recessions, defined by consecutive quarters of negative economic growth, have been a cyclical feature of market economies since their inception. While it’s tempting to quantify a recession solely in terms of GDP contraction, it’s crucial to understand that the implications stretch far beyond economic growth. To truly appreciate the encompassing impacts of a recession, one …

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Budding startups: Tips for Entrepreneurs Before Launching Their Idea

Launching a budding startup is an exciting venture that offers plenty of potential rewards but also risks. However, it’s a complex process that requires careful planning and preparation. As an entrepreneur, your confidence largely depends on your ability to anticipate challenges and make well-informed decisions. Here are some essential considerations you should consider before launching …

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6 Reasons Why You Should Have a Personal Budget Calendar

Many people are familiar with budgeting, providing a roadmap for spending habits. While there are many ways to budget, one standout tool is the personal budget calendar, which helps track your income and expenses spread over days, weeks, and months. Personal budget calendars help you plan and control spending, resulting in financial confidence. Here are …

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Spring Storms and Market Volatility: A Comparison

Spring brings warmer weather, blooming flowers, and more time spent outside. However, a change in season may bring a different type of storm that can cause just as much chaos and unpredictability- market volatility. Spring thunderstorms and stock market volatility may seem completely unrelated, but upon closer inspection, they share some striking similarities.   Tension …

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The Future of Work: AI, Diversity and Inclusion

With the rise of automation, artificial intelligence (AI), and the gig economy, the workforce is transforming significantly. As we move towards the new decade, businesses and individuals must understand the future workforce trends and prepare accordingly. One of the most significant changes we can expect in the future workforce is the increased use of automation …

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Earth Day: A Focus on Sustainable and Ethical Investing

Earth Day is observed annually on April 22nd, raising awareness and inspiring actions toward preserving the environment. While this day typically focuses on reducing plastic waste and conserving energy, it is also an opportune time to discuss sustainable and ethical investing. Sustainable and ethical investing, or socially responsible investing (SRI), refers to investing in companies …

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